Peoria Bankruptcy Lawyer

Is Bankruptcy Right For You? Consult an Experienced Peoria Bankruptcy Lawyer.

At Charles E. Covey, Attorney at Law, we are committed to helping clients determine if filing for bankruptcy is the best way to obtain debt relief. Whether you are interested in eliminating credit card debt, preventing a home foreclosure or protecting your assets in the process of debt consolidation, we can provide you with the legal support and answers you need.

Illinois Credit Card Debt Relief Lawyer Working for You

For more than 30 years, attorney Charles E. Covey has provided individuals, families and businesses with debt relief solutions through bankruptcy and other alternatives. Attorney Covey will help you understand your legal rights and the potential implications associated with bankruptcy.

He wants you to have the right information as your fingertips, so you can determine if pursuing bankruptcy relief or an alternative option is right for you. Attorney Charles Covey is also available to help dispel any bankruptcy myths, while addressing any of your concerns such as:

You can improve the quality of your life with a debt relief solution. Contact us to speak directly with an experienced attorney about your bankruptcy options.

Offering a Variety of Debt Relief Services

At Charles E. Covey, Attorney at Law, we provide a wide range of bankruptcy and debt relief services, including:

Chapter 7 bankruptcy is known as liquidation bankruptcy. This is a solution for people who have overwhelming amounts of unsecured debt from credit cards or medical expenses or for those who do not have significant assets. To qualify, you will need to pass the bankruptcy means test, which will compare your monthly income against the median income level in Illinois. You will qualify if your income is equal to or less than the median income level for a household comparable in size to your household.

Chapter 13 bankruptcy is a debt restructuring solution that enables people to pay back debts gradually in accordance with their means. A bankruptcy court judge must approve a repayment plan that is drafted with the assistance of financial information provided by clients. Chapter 13 or "reorganization" bankruptcy may be appropriate if you want to stop foreclosure and protect your assets.

Business bankruptcy may be the answer for small business owners who need debt relief. We can assist business professionals in protecting their investments and financial security while obtaining a fresh start.

Credit counseling services help people before and after bankruptcy. Attorney Charles Covey has been helping people with financial challenges for the past 30 years. He will apply his years of experience to help you recover from your debt and restore your credit report. In time, you will be able to buy a home or car.

Outlining the Benefits of Bankruptcy

In addition to providing relief from credit card debts, consumer bankruptcy provides other benefits such as:

When people contact our office, they are often surprised at the way we are able to provide relief so quickly. We are efficient and can provide assistance in a relatively short period of time. If you are worried about unmanageable debts, we encourage you to bring your bills into our office and begin pursuing a new and brighter financial future.

Contact our law firm today for a free initial consultation with an experienced Peoria bankruptcy lawyer. We can protect your rights, while helping you take steps toward a fresh financial start.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.