Stopping Wage Garnishment with a Bankruptcy Attorney
Peoria, Illinois, Bankruptcy Lawyer
As part of the debt collection process, creditors have the right to garnish the wages of those who fall behind on unpaid bills. Unfortunately, wage garnishment often makes a bad situation worse for you. At the law office of Charles E. Covey, Attorney at Law, we help people like you find their way out of debt.
Whether you are on a fixed wage or a flexible wage, garnishment of your earnings will impact the amount of pay you take home. Protect your rights and your hard-earned money and contact Charles E. Covey, Attorney at Law for a free consultation. Through bankruptcy or through credit counseling, our firm can help you resolve your financial challenges.
To garnish wages, a creditor must obtain from the State of Illinois a judgment against you. Once a creditor has the judgment, the company may file a motion to garnish wages. At the time of filing, your employers will begin withholding a portion of your paycheck to cover debts such as credit card bills, back taxes and student loans.
Filing for Bankruptcy Stops Wage Garnishment
One of the most efficient ways to permanently stop wage garnishment or to prevent it from beginning is to file for Chapter 7 or Chapter 13 bankruptcy. Once you have filed, an automatic stay goes into effect, ending all collections activities, including:
- Wage garnishment
- Bank account garnishment
- Repossession
- Home foreclosure
- Creditor harassment
If your employer is withholding wages due to a garnishment order, contact Charles E. Covey for a free initial consultation with an experienced bankruptcy attorney in Peoria, Illinois. We are ready to help you restore your wages and get out of debt for good.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
